Lean Topstep if
Best fit
Traders who want the most established structure and can work within payout objectives.
Think twice if
You need the old first-$10K profit split as a new trader, or you dislike payout caps and objective changes.
Topstep vs MyFundedFutures
A source-backed, side-by-side look at how Topstep and MyFundedFutures treat drawdown, payouts, pricing, and the rules that actually decide whether you keep a funded account.
Quick verdict
Lean MyFundedFutures if
Best fit
Traders who want no daily loss limits in evaluation and a choice between Flex, Rapid, and Pro payout shapes.
Think twice if
You dislike plan complexity or need one universal payout rule across all accounts.
Topstep vs MyFundedFutures: rules at a glance
Every value below is pulled from each firm's official sources. Confirm live figures at checkout. New to the terms? See the key terms below.
| Rule | Topstep | MyFundedFutures |
|---|---|---|
| Account sizes | $50K, $100K, $150K | $25K, $50K, $100K, $150K depending on plan |
| Evaluation pricing | Standard path: $49/$99/$149 per month. No Activation Fee path: $95/$149/$229 per month. | Flex/Rapid/Pro pricing varies by plan and size; official simplified rules page does not expose every price. |
| Activation fee | $149 on Standard path after passing; $0 on No Activation Fee path. | No activation fees. |
| Profit targets | $3K, $6K, $9K profit target by account size. | $1.5K, $3K, $6K, $9K across common evaluation sizes. |
| Drawdown | EOD trailing Maximum Loss Limit of $2K/$3K/$4.5K; monitored in real time. | EOD Maximum Loss Limit of $1K/$2K/$3K/$4.5K across common sizes. |
| Daily loss limit | Optional in Trading Combine/XFA; required on Live Funded Accounts. Responsible Trading Discount applies to No Activation Fee path with fixed DLL. | None in evaluation for Flex, Rapid, and Pro. |
| Consistency rule | Trading Combine best day must be at or below 50% of total profit. Optional XFA Consistency path uses 40% and can qualify in 3 trading days. | 50% during evaluation only in the simplified evaluation grid; payout-stage rules differ by plan. |
| Min trading days | As little as 2 days to pass the Trading Combine if consistency and target are met. | 2 minimum trading days on current simplified evaluation. |
| Payout | New traders joining on or after Jan. 12, 2026 receive 90% of approved payouts. XFA Standard requires 5 winning days of $150+; XFA Consistency can qualify with 3 trading days and 40% consistency. | Rapid: daily payout eligibility after first-trade timing and buffer; 90% split for Rapid sim-funded plans as of Jan. 12, 2026. Flex/Pro: 80% split; Flex uses 5 winning days, Pro can request every 14 calendar days after buffer. |
| Coupon | Built-in discount — no promo code to enter | BUILDER (official code) |
How the rules differ
Drawdown. Topstep: EOD trailing Maximum Loss Limit of $2K/$3K/$4.5K; monitored in real time. MyFundedFutures: EOD Maximum Loss Limit of $1K/$2K/$3K/$4.5K across common sizes.
Payouts. Topstep: New traders joining on or after Jan. 12, 2026 receive 90% of approved payouts. XFA Standard requires 5 winning days of $150+; XFA Consistency can qualify with 3 trading days and 40% consistency. MyFundedFutures: Rapid: daily payout eligibility after first-trade timing and buffer; 90% split for Rapid sim-funded plans as of Jan. 12, 2026. Flex/Pro: 80% split; Flex uses 5 winning days, Pro can request every 14 calendar days after buffer.
Cost beyond the sticker. Topstep runs a Monthly subscription with path choice model — New-account payout caps and 90% split materially affect expected value. MyFundedFutures runs a Plan-based evaluation purchase model — Rapid, Flex, and Pro have different payout cadence, split, and buffer mechanics.
Frequently asked
Is Topstep or MyFundedFutures cheaper for a funded futures evaluation?
Topstep: Standard path: $49/$99/$149 per month. No Activation Fee path: $95/$149/$229 per month. Activation: $149 on Standard path after passing; $0 on No Activation Fee path. MyFundedFutures: Flex/Rapid/Pro pricing varies by plan and size; official simplified rules page does not expose every price. Activation: No activation fees. Net cost depends on current sales and activation fees, so confirm the final total at checkout.
What is the difference between Topstep and MyFundedFutures drawdown rules?
Topstep: EOD trailing Maximum Loss Limit of $2K/$3K/$4.5K; monitored in real time. MyFundedFutures: EOD Maximum Loss Limit of $1K/$2K/$3K/$4.5K across common sizes.
Does Topstep or MyFundedFutures have a daily loss limit?
Topstep: Optional in Trading Combine/XFA; required on Live Funded Accounts. Responsible Trading Discount applies to No Activation Fee path with fixed DLL. MyFundedFutures: None in evaluation for Flex, Rapid, and Pro.
What are the payout rules for Topstep vs MyFundedFutures?
Topstep: New traders joining on or after Jan. 12, 2026 receive 90% of approved payouts. XFA Standard requires 5 winning days of $150+; XFA Consistency can qualify with 3 trading days and 40% consistency. MyFundedFutures: Rapid: daily payout eligibility after first-trade timing and buffer; 90% split for Rapid sim-funded plans as of Jan. 12, 2026. Flex/Pro: 80% split; Flex uses 5 winning days, Pro can request every 14 calendar days after buffer.
Sources
Official help, pricing, and payout pages used for this comparison.
Compare every rule before you buy an evaluation
Firm rules, payouts, and coupons change often. Read the rule risk first, then pick the firm that fits how you actually trade.
Key terms
- EOD (end-of-day) drawdown
- Your maximum-loss line trails on your balance at the daily close, not your highest intraday equity. Open profit you give back during the day does not pull the line up against you.
- Trailing drawdown
- Your maximum-loss line trails your highest intraday equity, so profit you reach and then give back can move the line up against you.
- Daily loss limit (DLL)
- A cap on how much you can lose in a single trading day — some firms call it a Daily Loss Guard. A few make it optional during the evaluation.
- Consistency rule
- Caps how much of your total profit can come from a single best day, so one outlier session can't carry a pass or a payout.
- Activation fee
- A one-time fee to turn a passed evaluation into a funded account, charged on top of the evaluation price.
- Profit split
- The share of payouts you keep. A 90/10 split means you keep 90% and the firm keeps 10%.
- Buffer
- Profit you have to build (and usually keep above) before withdrawals unlock. Firm- and plan-specific.
- XFA / PA
- Firm-specific funded-account names: XFA is Topstep's Express Funded Account; PA is Apex's Performance Account.
- Sim-funded / LiveSim
- Simulated-funded accounts — you trade firm capital in a simulated environment, not your own live money, until later stages.
More funded-firm comparisons
Comparison research, not investment advice. Funded-account rules, pricing, payout schedules, and coupons change without notice — figures here reflect the dataset last reviewed May 22, 2026. Always confirm current terms on the firm's official site before purchasing an evaluation.