Best fit
Traders who want the most established structure and can work within payout objectives.
Topstep: All Funded Futures Comparisons
Every head-to-head look at how Topstep stacks up against the other funded futures firms in the radar — drawdown rules, payout splits, pricing, and coupon status. Dataset reviewed May 22, 2026.
Topstep at a glance
Think twice if
You need the old first-$10K profit split as a new trader, or you dislike payout caps and objective changes.
| Rule | Topstep |
|---|---|
| Drawdown | EOD trailing Maximum Loss Limit of $2K/$3K/$4.5K; monitored in real time. |
| Daily loss limit | Optional in Trading Combine/XFA; required on Live Funded Accounts. Responsible Trading Discount applies to No Activation Fee path with fixed DLL. |
| Payout | New traders joining on or after Jan. 12, 2026 receive 90% of approved payouts. XFA Standard requires 5 winning days of $150+; XFA Consistency can qualify with 3 trading days and 40% consistency. |
| Evaluation pricing | Standard path: $49/$99/$149 per month. No Activation Fee path: $95/$149/$229 per month. |
| Coupon | Built-in discount — no promo code to enter |
Topstep vs every other funded futures firm
Pick a comparison to see a full side-by-side breakdown of rules, payouts, pricing, and coupons. Each page is sourced directly from each firm's official documentation.
Browse other funded futures firms
Each firm page lists all head-to-head comparisons for that firm — rules, payouts, pricing, and coupon status, all source-backed.
Frequently asked
Who is Topstep best suited for?
Traders who want the most established structure and can work within payout objectives.
What are Topstep's drawdown rules?
EOD trailing Maximum Loss Limit of $2K/$3K/$4.5K; monitored in real time.
Does Topstep have a daily loss limit?
Optional in Trading Combine/XFA; required on Live Funded Accounts. Responsible Trading Discount applies to No Activation Fee path with fixed DLL.
What is Topstep's payout split?
New traders joining on or after Jan. 12, 2026 receive 90% of approved payouts. XFA Standard requires 5 winning days of $150+; XFA Consistency can qualify with 3 trading days and 40% consistency.
How much does a Topstep evaluation cost?
Standard path: $49/$99/$149 per month. No Activation Fee path: $95/$149/$229 per month. Activation fee: $149 on Standard path after passing; $0 on No Activation Fee path.. Confirm current pricing on the firm's official site.
Sources
Official help, pricing, and payout pages used for Topstep data in the radar.
Compare every rule before you buy an evaluation
Firm rules, payouts, and coupons change often. Read the rule risk first, then pick the firm that fits how you actually trade.
Key terms
- EOD (end-of-day) drawdown
- Your maximum-loss line trails on your balance at the daily close, not your highest intraday equity. Open profit you give back during the day does not pull the line up against you.
- Trailing drawdown
- Your maximum-loss line trails your highest intraday equity, so profit you reach and then give back can move the line up against you.
- Daily loss limit (DLL)
- A cap on how much you can lose in a single trading day — some firms call it a Daily Loss Guard. A few make it optional during the evaluation.
- Consistency rule
- Caps how much of your total profit can come from a single best day, so one outlier session can't carry a pass or a payout.
- Activation fee
- A one-time fee to turn a passed evaluation into a funded account, charged on top of the evaluation price.
- Profit split
- The share of payouts you keep. A 90/10 split means you keep 90% and the firm keeps 10%.
- XFA / PA
- Firm-specific funded-account names: XFA is Topstep's Express Funded Account; PA is Apex's Performance Account.
Comparison research, not investment advice. Funded-account rules, pricing, payout schedules, and coupons change without notice — figures here reflect the dataset last reviewed May 22, 2026. Always confirm current terms on the firm's official site before purchasing an evaluation.